It's not often that a person goes beyond of what is expected, but in this case that's what happened. Carl Zacharia was assigned as the legal rep for my wife's Medicaid application and as the legal aid for the guardianship process. I had plenty of questions and he guided me thru the process. HIs knowledge of Medicaid system and the guardianship process was a lifesaver. He was quick to respond either by phone or email to anything I had a concern about, and continuously kept me updated. He guided be thru the guardianship process and thanks to him my wife is now covered by Medicaid, I have talked to him many times by phone and have met him. It's nice to meet someone as concerned about his clients as he is. He was easy to talk to and always attentive to anything concerning the cases. A very hearty thank you Carl. You will never know how much your help mint to me and my son and the piece of mind it has brought us. THANK YOU AGAIN Ron
NewThe ZacFreyLaw Estate Plan Map — a fun, interactive way to explore every aspect of estate planning.Learn more
Estate Planning & Elder Law
Estate Planning Is Not Just About Your Money. It’s About Your Care, and the People You Love.
Good planning answers four questions.
- Your Assets - What you own
- Your Income - What sustains you
- Your Family - Your loved ones
- Your Care Costs - What will determine your future
Most plans ignore the fourth question. That's where everything breaks.
We plan not just for your assets, but for your family, your life, your care, and the costs of growing older.
30+ Years
Combined Experience
Florida & Pennsylvania
Licensed in Both States
Focused Practice
Estate Planning, Elder Law & Probate
24-Hour
Response Time
How Our Attorneys Prepare
Know What's in Your Plan Before Your First Meeting.
By the time we sit down together, our attorneys have already reviewed your situation through the six lenses below. It's how thirty-plus years of Florida estate planning experience comes to your first meeting — prepared, focused, and ready to talk through what matters.
Click on one of the six boxes above to see a sample.
Our Practice
How We Can Help You
Four areas of focused practice to protect you, your family, and what you have built.
Estate Planning
Protect your family and assets with wills, trusts, powers of attorney, and advance directives tailored to your situation and goals.
- Wills & Trusts
- Powers of Attorney
- Advance Directives
Estate Administration
Probate and trust settlement handled with care during a hard time. We manage the filings, deadlines, and details so your family doesn't have to.
- Probate
- Trust Administration
- Estate Settlement
Long-Term Care Asset Protection
When a spouse or parent needs care, the cost can run past $10,000 a month. Plan early and you can shelter the home and savings. Wait, and you watch years of work drain away. The time to stop the bleeding is now.
- Crisis Planning
- Asset Protection
- Spousal Protection
Medicaid
Medicaid is not just for low-income families. With the right planning, middle-class and affluent Florida households legitimately qualify for long-term care benefits. It is a niche most firms refer out. We have handled it in-house for decades.
- Eligibility Planning
- Application Filing
- Appeals
Free Interactive Tool
Explore the Estate Planning Issue Tree
Every Florida estate plan addresses the same family of questions — about your home, your family, your business, your long-term care, your taxes. Our interactive issue tree lets you explore those questions on your own time, flag the ones that matter to you, and bring a focused list to your consultation.
Free to explore — for general education only.
About Our Firm
Experienced Attorneys You Can Trust
Carl B. Zacharia and Ehren J. Frey founded Zacharia Frey PLLC with a shared commitment to providing compassionate, high-quality legal services to families across Southwest Florida.
With decades of combined experience in estate planning and elder law, we understand that every family's situation is unique. We take the time to listen, understand your goals, and craft personalized strategies that protect what matters most to you.
Meet Our Attorneys
Carl B. Zacharia
Founding Partner
Ehren J. Frey
Founding Partner
Personalized Approach
Every plan is tailored to your specific family dynamics, financial situation, and long-term goals.
Client-Centered Service
We prioritize clear communication, accessibility, and building lasting relationships with our clients.
Proven Experience
Decades of focused practice in estate planning and elder law ensures you receive knowledgeable, reliable counsel.
Zacharia Brown & Bratkovich - Western Pennsylvania
Our Foundation
Built on 30 Years of Client Trust
Zacharia Frey PLLC grew out of Zacharia Brown & Bratkovich, one of Western Pennsylvania's most respected estate planning and elder law firms. Founding partner Carl Zacharia spent more than three decades there, guiding thousands of families through their most important planning decisions.
That experience is the foundation of everything we do here. Carl continues his of counsel relationship with Zacharia Brown & Bratkovich, so Pennsylvania clients with Florida matters are handled without a gap.
Selected to Super Lawyers
Carl has been named to the Super Lawyers list every year since 2010.
Beyond the Law Office
Technology Built by Elder Law Attorneys
Zacharia Frey PLLC is affiliated with Senior Care Resources LLC, the company behind two platforms designed to help families and care facilities navigate long-term care - faster, smarter, and with greater confidence.
Use of these platforms does not create an attorney-client relationship. Legal services are provided exclusively through Zacharia Frey PLLC.
For families, caregivers & long-term care facilities
MedicaidInAMinute.com
Don't Apply for Medicaid Until You Know Where You Stand.
Most Medicaid applications are denied on the first attempt - often because families file without understanding the rules. MedicaidInAMinute is an attorney-designed screening tool that analyzes your financial situation in about 15 minutes, identifies potential problems before you file, and shows you legitimate strategies to protect assets for a spouse or family.
- Attorney-designed screening tool
- Florida & Pennsylvania Medicaid
- Identifies transfer penalty risks
- Asset protection opportunities
- Detailed personalized report
- 15 minutes - no obligation
For individuals, families & estate planning clients
MyLifeFolio.com
Your Life. Your Legacy. All in One Place.
MyLifeFolio is a comprehensive, secure life-documentation platform designed for older adults and their families. Go far beyond a simple document vault - capture your assets, advisors, medical providers, medications, allergies, care decisions, long-term care wishes, and the personal stories that define your life and legacy. When something happens, your loved ones won't be left searching. Everything they need is already there, organized and waiting.
- Secure document storage & vault
- Assets, advisors & accounts
- Medical providers & medications
- Care decisions & long-term wishes
- Personal stories & family history
- Family access portal
Our attorneys created these tools to serve clients before, during, and after the legal engagement - because getting to Medicaid eligibility and protecting a legacy shouldn't stop at the office door.
Ready to Protect Your Family's Future?
Schedule a consultation with our experienced attorneys to discuss your estate planning and elder law needs.