Estate Planning Is Not Just About Your Money. It’s About Your Care— & the People You Love.
The Zacharia Frey Life & Care Planning Model™
Four Pillars:
- Your Assets — What you own
- Your Income — What sustains you
- Your Family — Your Loved Ones
- Your Care Costs — What will determine your future
Most plans ignore the fourth pillar. That's where everything breaks.
We plan not just for your assets—but for your life, your care, and the cost of growing older.
1,000+
Families Served
30+
Years Combined Experience
100%
Client-Focused
24hr
Response Time
Our Expertise
How We Can Help You
We provide comprehensive legal services to protect you, your family, and your legacy.
About Our Firm
Experienced Attorneys You Can Trust
Carl B. Zacharia and Ehren J. Frey founded Zacharia Frey PLLC with a shared commitment to providing compassionate, high-quality legal services to families across Southwest Florida.
With decades of combined experience in estate planning and elder law, we understand that every family's situation is unique. We take the time to listen, understand your goals, and craft personalized strategies that protect what matters most to you.
Meet Our AttorneysPersonalized Approach
Every plan is tailored to your specific family dynamics, financial situation, and long-term goals.
Client-Centered Service
We prioritize clear communication, accessibility, and building lasting relationships with our clients.
Proven Experience
Decades of focused practice in estate planning and elder law ensures you receive knowledgeable, reliable counsel.

Zacharia Brown & Bratkovich — Western Pennsylvania
Our Foundation
Built on 30 Years of Client Trust
Zacharia Frey PLLC grew out of Zacharia Brown & Bratkovich, one of Western Pennsylvania's most respected estate planning and elder law firms. Founding partner Carl Zacharia spent more than three decades there — processing over 7,000 Medicaid applications across Florida and Pennsylvania and guiding thousands of families through their most important planning decisions.
That experience is the foundation of everything we do here. Carl continues his of counsel relationship with Zacharia Brown & Bratkovich, ensuring seamless service for Pennsylvania clients with Florida matters.

Selected to Super Lawyers — Every Year Since 2010
Carl has been named to the Super Lawyers list every year since 2010 — sixteen consecutive years of peer recognition.
Beyond the Law Office
Technology Built by Elder Law Attorneys
Zacharia Frey PLLC is affiliated with Senior Care Resources LLC, the company behind two powerful platforms designed to help families and care facilities navigate long-term care — faster, smarter, and with greater confidence.
Use of these platforms does not create an attorney-client relationship. Legal services are provided exclusively through Zacharia Frey PLLC.
MedicaidInAMinute.com
Don't Apply for Medicaid Until You Know Where You Stand.
Most Medicaid applications are denied on the first attempt — often because families file without understanding the rules. MedicaidInAMinute is an attorney-designed screening tool that analyzes your financial situation in about 15 minutes, identifies potential problems before you file, and shows you legitimate strategies to protect assets for a spouse or family. Built on 7,000+ successful applications across Florida and Pennsylvania.
- Attorney-designed screening tool
- Florida & Pennsylvania Medicaid
- Identifies transfer penalty risks
- Asset protection opportunities
- Detailed personalized report
- 15 minutes — no obligation
MyLifeFolio.com
Your Life. Your Legacy. All in One Place.
MyLifeFolio is a comprehensive, secure life-documentation platform designed for older adults and their families. Go far beyond a simple document vault — capture your assets, advisors, medical providers, medications, allergies, care decisions, long-term care wishes, and the personal stories that define your life and legacy. When something happens, your loved ones won't be left searching. Everything they need is already there, organized and waiting.
- Secure document storage & vault
- Assets, advisors & accounts
- Medical providers & medications
- Care decisions & long-term wishes
- Personal stories & family history
- Family access portal
Our attorneys created these tools to serve clients before, during, and after the legal engagement — because getting to Medicaid eligibility and protecting a legacy shouldn't stop at the office door.
Ready to Protect Your Family's Future?
Schedule a consultation with our experienced attorneys to discuss your estate planning and elder law needs.

